Personal Plan

Buy now, pay later without the fees

Get the things you love without breaking your budget. When you use Affirm, you’re choosing the smarter way to pay over time with no hidden fees and no sneaky fine print.

Get Set Up in Minutes

Setting up Autopay is easy, so the only thing you’ll have to do is enjoy your purchase.

No Credit Impact

Checking your eligibility is quick and easy—and it won’t ding your credit.

No Fees – Ever

That’s why over 1 million shoppers trust Affirm

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Use Affirm on any purchase over $300

Make 3, 6, 12 or 24 easy monthly payments

Get up to 6 months no interest APR

*All terms are subject to credit approval.

How to Buy with Affirm

Step 1 - Fill your cart

Shop then simply select Affirm at our checkout. Then enter a few details for an instant decision.

We do a soft credit check when you apply for any Affirm payment plan. This won’t impact your credit score.

Step 2 - Choose How to Pay

Select your payment plan, then confirm your loan. We’ll never charge more than you see up front.

For example:

Let’s say you make a purchase of $1,000. Choose to pay over 3 ($333/mo), 6 ($166/mo) or 12 ($83/mo) months from 0%-31.99% APR (subject to provincial regulatory limitations).

Please see table below for more details.

The table below is representative of credit and terms offered by Affirm Canada.

Step 3- Make Your Payments

We’ll send you email and text reminders whenever a payment’s coming up.

(Message and data rates may apply.)

Need more info? Affirm’s got you…

Visit the Affirm Support Center for commonButton questions, account inquires or to seek further assistance.

GO TO AFFIRM HELP DESK

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Get in Touch with Us

Have questions or need more information? We’re here to help!

Whether you have a question about one of our products, need assistance with a product or this website, we want to know what’s on your mind.Our customers and community are important to us!

So contact us by giving us a call toll free 866-745-5743 . Or use the contact form to outline your questions. We do our best to get back to you within 24 hours. Leave your phone number if you would prefer us to call you.